Create Opportunities that Strengthen your Communities

One of the goals at the FHLBNY is to improve the housing and economic opportunities available to families and communities. We recognize the connection between the strength of a community’s economy and its residents’ ability to afford safe, decent housing. Through our housing and community lending programs, members have access to the financing tools essential for creating a more prosperous environment. By supporting the start-up and growth of local businesses, you ensure that your communities experience steady economic growth. Together, we can continue to create opportunities that strengthen our communities.

Our attractive funding programs include:

Housing Programs

Affordable Housing Program (AHP)
First Home Clubsm (FHC)
Homebuyer Dream ProgramTM

Community Lending Programs (CLP)

Disaster Relief Funding: $1 Billion Committed
CLP for Small Business Lending
Community Investment Program (CIP)
Rural Development Advance (RDA)
Urban Development Advance (UDA)

CLP Advances are the lowest priced source of FHLBNY funding provided to support home financing, housing, and commercial and economic development activities. 

Our Housing and Community Lending Programs are designed to address the funding needs in the district, as identified by our members and their community partners. Each year the FHLBNY publishes its Community Lending Plan to provide an overview of the developments in the district and describes how the FHLBNY is responding to emerging challenges. The 2019 Community Lending Plan is now available.

For more information regarding these programs and how they can potentially help increase your profitability, enhance CRA performance, and improve your community visibility and public relations, please contact our Community Investment Department at (212) 441-6850.